Cheryl Riley

Cheryl Riley

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$327,000

($157,532 down)
FHA

9573 Washington Street, Upper Lake, CA 95485

3
1
1,080 sqft
PITI Monthly
$1,563.98 /mo

Listing courtesy of: Cassie Pivniska, Pivniska Real Estate Group

Assumed Rate

4.98%
7.15%

Principal & Interest

$948 /mo
$1,195 /mo

What's Special

LOCATION
RENOVATED
FIREPLACE

Super cute downtown Upper Lake home! 1080sqft cottage style 3bed/1bath home with nice laminate flooring through out, renovated bathroom, updated pex type plumbing & dual pane windows, new interior paint, and a nice fenced backyard. Large open kitchen with tons of cabinets/storage. Home is one public water/sewer. Central heat, living room fireplace. Great location within walking distance to local schools and Main Street. Located right behind the beautiful Tallman Hotel and Blue Wing Saloon!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 4 months
Monthly PITI
$1,563.98/mo
Estimated Loan Balance
$170,677
Cash to close
$157,532
Interest Paid
$23,048

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Central, Electric, Propane
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, Propane
  • Flooring: Wood

Exterior

Fencing
  • Fencing: GoodCondition
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, Hiking, Lake, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Upper Lake

Financial Details

  • Price per Sqft: $302.78
  • Tax Annual Amount: $4087.5
  • On Market Date: 2025-04-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $157,532 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $157,532!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$169,468
Your Cash$157,532
Total Purchase Price:$327,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$948/mo
Traditional @ 7.15%
$1,240/mo
You save $292/month ($3,504/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC25081283

Listing From:

Last updated: 2025-04-14T13:22:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$948 /mo
$1,195 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,532 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $157,532!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$169,468
Your Cash$157,532
Total Purchase Price:$327,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$948/mo
Traditional @ 7.15%
$1,240/mo
You save $292/month ($3,504/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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