Cheryl Riley

Cheryl Riley

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Active

$914,888

($348,421 down)
VA

9917 N Sedona Circle, Fresno, CA 93720

4
4
3,443 sqft
PITI Monthly
$12,357.7 /mo

Listing courtesy of: Raul Vega, Bankers Investment Group Inc.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,528 /mo
$4,160 /mo

What's Special

GATED COMMUNITY
SERENE
SHOPPING
RENOVATED
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
PATIO
CUL-DE-SAC
COZY

Set in the exclusive Versailles by Granville gated community, this Mediterranean-style 4-bedroom, 3-bath two-story home on a peaceful cul-de-sac invites you to live effortlessly in elegance and comfort! Past the front courtyard, sunlight dances through towering windows, highlighting refined millwork, wide-plank floors, and soaring ceilings that set the tone for graceful living. The renovated kitchen is a dream—abundant wooden countertops, a professional-grade range with pot-filler, stainless steel appliances, a chic tile backsplash, and a central island perfect for everything from meal prep to morning coffee. The welcoming family area offers built-in shelving and a cozy fireplace for relaxed evenings in. A ground-floor bedroom with its own entrance makes an ideal guest retreat or multi-generational setup, accommodated by a full bath. Upstairs, a serene primary suite awaits behind double doors, complete with a personal hearth and a spa-inspired ensuite with a soaking tub, twin vanities, an oversized shower, and a generous walk-in closet. Venture outside to the secluded backyard where you can host weekend BBQs on the covered patio, garden in the side yard, or unwind in the custom pool and spa. Owned solar keeps energy costs down, and you're just minutes from shopping, restaurants, parks, award-winning Clovis District schools, and easy access to downtown Fresno via CA-41 and CA-168. Witness timeless design merging with everyday ease—your next chapter could begin right here!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$12,357.7/mo
Estimated Loan Balance
$570,082
Cash to close
$348,421
Interest Paid
$59,205

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PrimaryBedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Foothills, Golf, Gutters, Hiking, HorseTrails, Hunting, Lake, Park, StormDrains, StreetLights, Suburban, Sidewalks, WaterSports
HOA
  • Has HOA: Yes
  • HOA Name: Cantabria-Versailles
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Fresno

Financial Details

  • Price per Sqft: $265.72
  • Tax Annual Amount: $11436.1
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,421 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $348,421!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$566,467
Your Cash$348,421
Total Purchase Price:$914,888

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,528/mo
Traditional @ 7.15%
$4,315/mo
You save $1,788/month ($21,451/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25079697

Listing From:

Last updated: 2025-04-12T14:17:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,528 /mo
$4,160 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,421 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $348,421!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$566,467
Your Cash$348,421
Total Purchase Price:$914,888

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,528/mo
Traditional @ 7.15%
$4,315/mo
You save $1,788/month ($21,451/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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