Cheryl Riley

Cheryl Riley

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$1,025,000

($311,183 down)
VA

991 Manteca Dr, Oceanside, CA 92057

3
3
2,394 sqft
PITI Monthly
$4,665.37 /mo

Listing courtesy of: Doug West, First Team Real Estate

Assumed Rate

3%
7.15%

Principal & Interest

$3,298 /mo
$5,283 /mo

What's Special

REMODELED
ENTERTAINMENT
DINING
SPACIOUS
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
EN SUITE BATHROOM
SEPARATE SHOWER
PATIO
COZY
EFFICIENT
SOLAR PANELS

LARGE BACKYARD! UPGRADED! This beautiful 3-bedroom, 2.5-bathroom home offers 2,394 sqft of stylish and comfortable living in the coveted Arrowood community. A beautifully designed brick paver patio creates a welcoming entrance to the formal living and dining room. The spacious family room offers a cozy fireplace and custom built-in shelving with integrated lighting, flowing effortlessly into the breakfast area and a thoughtfully designed kitchen. The kitchen features stainless steel appliances, including a smart gas range with air fryer, smart dishwasher, abundant cabinetry, a walk-in pantry, and a convenient breakfast bar. Durable and elegant LVP flooring extends throughout the main level. Upstairs, the loft provides additional living space or can easily be converted into a fourth bedroom. The spacious and light-filled primary suite offers a relaxing retreat, featuring a large bedroom and an en suite bathroom with a dual-sink vanity, jetted tub, separate shower, and generous walk-in closet. Two additional bedrooms share a well-appointed, remodeled full bathroom. This home has been thoughtfully upgraded with leased solar panels, a new AC unit, an energy-efficient multistage heater, whole-house UV air purifier, whole-house RO water purifier, remote-control blackout shade in the guest bedroom, and 5 smart Bluetooth air vents. The two-car garage has new insulated garage door, smart opener with keypad, and epoxy flooring. Step outside into the expansive backyard, where a pergola, stamped concrete, and brick pavers create the perfect setting for relaxation and entertainment. Enjoy a variety of fruit trees, including orange, lime, avocado, pear, stone fruit, and lemon. Arrowood residents enjoy access to a Jr. Olympic pool and nearby Luiseno Park. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3
Remaining Loan Term
26 years, 1 months
Monthly PITI
$4,665.37/mo
Estimated Loan Balance
$716,832
Cash to close
$311,183
Interest Paid
$88,139

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Avalon
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $428.15
  • Tax Annual Amount: $12812.5
  • On Market Date: 2025-04-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $311,183 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $311,183!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$713,817
Your Cash$311,183
Total Purchase Price:$1,025,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,298/mo
Traditional @ 7.15%
$5,480/mo
You save $2,182/month ($26,186/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023380SD

Listing From:

Last updated: 2025-04-14T14:15:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3%
7.15%

Principal & Interest

$3,298 /mo
$5,283 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $311,183 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $311,183!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$713,817
Your Cash$311,183
Total Purchase Price:$1,025,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,298/mo
Traditional @ 7.15%
$5,480/mo
You save $2,182/month ($26,186/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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